What Led to the Downfall of the Yes Bank? An Analysis
The Yes bank- once the darling of many investors and borrowers is in neck-deep trouble now. Reserve Bank of India has rightly imposed a moratorium under Sec 45 of the Banking Regulation Act 1949 and capped withdrawals @ Rs 50,000/-. In some extreme exigency cases, the higher withdrawals will be allowed. The depositors are protected up to Rs500,000/- under Deposit Insurance- DICGC as per the revised guidelines of the Central Govt. The Board of Directors is ripped off their powers. The SBI and LIC may bail out the capital-starved Bank if the Govt gives a green signal.
Let us see the history of these private-sector banks. This bank was promoted by Mr Rana Kapoor and Ashok Kapur in 2004 after getting a license from RBI under the 2nd schedule of the RBI Act 1934. The paradox is that this Bank used to parade that their NPAs were less than 1 % and the sudden turn of events attributing high NPAs makes everyone to ponder over as to how this could happen all of a sudden. While Ashok- a promoter and CEO lost his life in a terror attack in 2008, Rana was left alone to manage the affairs of the Bank. No doubt the bank grew well under the leadership of Rana with over Rs 3 L Cr. assets over a period of time.
This problem started perhaps due to the fact that MD-Rana started lending to all companies that approached this bank for a loan and none got a reply-‘no’. even when other banks have rejected the loan proposals of many, of course with a high rate of interest. While profits, deposits (offered high rates) and loan portfolio went up and up for some time, the big loans such as Anil Ambani’s reliance group, ILFWS, DHFL, Jet Airways , Essar Shipping, Cox & Kings, Coffee Day and many more defaulted in payment of loans and interest which to a great extent crippled the operations of YES BANK.
While the Bank’s NPAs were over Rs 4900 crores, it reported it to be under Rs 749 Cr. While Ran’s tenure as MD was renewed by RBI in 2018 for 3 years, RBI on seeing his reckless lending cut it short in Jan 2019 itself. Series of Fines and penalties, mounting NPAs, Rating agencies rushed to lower the rating…all led to this great calamity. Rana also sold his holding and it got reduced to 1 %.. In March 2019 Ranveet Gill took charge as MD. Still Bank made huge loss of Rs 1506 cr. Now the Board supers3eded. SBI’s CFO Prasant Kumar appointed as the Administrator. Unless the SBI and LIC take a positive stake and role in resurrecting this ailing bank, the future is quite uncertain. Depositors may be watchful and so also investors like Equity shareholders!
Get started now and for more details contact Goodwill at admin@gwcindia.in or give a call at +91 80122 78000.
Visit our website: https://gwcindia.in/
indian aunty xnxx
November 24, 2023Its such as you learn my mind! You seem to know so much approximately
this, such as you wrote the book in it or something. I think that you can do with a
few p.c. to pressure the message house a bit, but other than that, this is excellent blog.
An excellent read. I’ll definitely be back.
natasha-girl-bath-sex
December 9, 2023engles-sax-video
natasha-girl-bath-sex
[https://forumdewasa.fun cerita dewasa forum semprot
December 9, 2023Hey! I know this is somewhat off topic but I was wondering which blog platform are you using for this site?
I’m getting fed up of WordPress because I’ve had issues with hackers and I’m looking at alternatives for another platform.
I would be great if you could point me in the direction of a good platform.
indian porn
December 22, 2023Valuable info. Fortunate me I found your web site accidentally, and I am stunned why this coincidence didn’t happened earlier!
I bookmarked it.
indian porn videos
December 22, 2023You really make it seem so easy with your presentation but I find
this topic to be really something that I think I would never understand.
It seems too complex and extremely broad for me.
I am looking forward for your next post, I’ll try
to get the hang of it!
indian porn
December 26, 2023This article gives clear idea in support of the new users of blogging,
that genuinely how to do blogging and site-building.
tamil porn videos
December 30, 2023Woah! I’m really loving the template/theme of this website.
It’s simple, yet effective. A lot of times it’s difficult to
get that “perfect balance” between user friendliness and visual appearance.
I must say that you’ve done a fantastic job with this.
In addition, the blog loads very quick for me on Safari.
Exceptional Blog!
Gmcnkc
December 31, 2023antihistamine nasal spray canada antihistamine nasal spray canada prescription allergy medication without antihistamines
telugu porn videos
January 3, 2024First off I want to say great blog! I had a quick question that I’d like to
ask if you don’t mind. I was interested to find out how you center yourself and
clear your thoughts prior to writing. I’ve had a difficult time clearing my mind in getting my thoughts out there.
I truly do enjoy writing but it just seems like the first 10 to 15
minutes are wasted just trying to figure out how to begin. Any
recommendations or tips? Appreciate it!
Humlav
January 4, 2024strongest sleeping pills online phenergan tablet
Miguel
January 5, 2024Write more, thats all I have to say. Literally, it seems as
though you relied on the video to make your point.
You clearly know what youre talking about, why waste your intelligence on just posting videos to your weblog when you could be giving us something informative to read?
gas safe id card
January 5, 2024I like the helpful information you provide in your
articles. I will bookmark your weblog and check again here frequently.
I’m quite certain I will learn lots of new
stuff right here! Good luck for the next!
respectlife.education
January 5, 2024Greetings! Quick question that’s entirely off topic. Do you know how to make
your site mobile friendly? My web site looks weird when browsing from my iphone 4.
I’m trying to find a theme or plugin that might be able to resolve this issue.
If you have any recommendations, please share. Many thanks!
Yuuwpu
January 8, 2024order deltasone 10mg pill buy deltasone 40mg without prescription
Fmtzpr
January 10, 2024drugs that cause vomiting continuesly order generic avalide
Tuvewp
January 12, 2024best pimple treatment for teens order benzoyl peroxide online cheap acne medication prescribed by doctors
Ayovte
January 13, 2024prescription allergy medication without antihistamines where can i buy fluorometholone 3rd generation antihistamines list
Grrucq
January 15, 2024medicine to neutralize stomach acid frumil 5mg oral
Mlppyp
January 16, 2024purchase isotretinoin online cheap cost accutane 10mg purchase accutane generic
Sbetsw
January 18, 2024amoxicillin 1000mg pill oral amoxil 250mg amoxil online buy
Wujgez
January 19, 2024buy sleeping meds online buy generic provigil
Stffrp
January 20, 2024azithromycin us buy azithromycin without prescription buy zithromax 500mg
Bcxtgc
January 20, 2024purchase neurontin online buy generic neurontin 800mg
Kkjjup
January 22, 2024purchase azipro without prescription azipro online buy azithromycin 500mg oral
Zrabaz
January 22, 2024order furosemide 40mg without prescription buy furosemide without prescription diuretic
Isidro
January 22, 2024It’s an awesome paragraph for all the web people; they will obtain advantage from it I am sure.
Isidro
January 22, 2024Hello! Do you use Twitter? I’d like to follow you if that would be okay.
I’m undoubtedly enjoying your blog and look forward to new
updates.
www.anatomist.com
January 22, 2024It’s remarkable to pay a visit this web page and reading the views of all colleagues regarding this article, while I am
also zealous of getting know-how.
Raquel
January 22, 2024Hello to every , for the reason that I am really eager of reading this web site’s post to
be updated regularly. It includes fastidious material.
Tatiana
January 22, 2024Superb post however I was wanting to know if you could write a
litte more on this subject? I’d be very grateful if you could elaborate a little bit further.
Bless you!
www.kronenberg.org
January 22, 2024Hi to all, how is the whole thing, I think every one is getting more from this web page, and your views are fastidious in support of
new users.
Jeannette
January 22, 2024I am sure this piece of writing has touched all the internet
viewers, its really really nice post on building
up new weblog.
Gerard
January 22, 2024Howdy! This blog post could not be written much better!
Looking through this article reminds me of my previous roommate!
He constantly kept preaching about this. I will send this information to him.
Pretty sure he will have a great read. I appreciate you for sharing!
Florentina
January 22, 2024Hello there! This post could not be written any better!
Reading this post reminds me of my old room
mate! He always kept talking about this. I
will forward this article to him. Fairly certain he will have a good read.
Thanks for sharing!
Lorenza
January 22, 2024Hi there! I could have sworn I’ve visited this site before but after looking at some
of the posts I realized it’s new to me. Anyways, I’m certainly delighted
I stumbled upon it and I’ll be bookmarking it and
checking back regularly!
Nikole
January 23, 2024I am regular reader, how are you everybody?
This paragraph posted at this site is in fact pleasant.
Azozgk
January 23, 2024cheap omnacortil online omnacortil 5mg canada order prednisolone 10mg
Uvtbyw
January 26, 2024amoxicillin 250mg for sale buy amoxicillin tablets order amoxil 1000mg pills
Phzhep
January 26, 2024buy doxycycline 200mg for sale buy generic doxycycline over the counter
Kxlduj
January 27, 2024purchase albuterol inhalator without prescription buy ventolin generic best allergy for runny nose
Tsqram
January 28, 2024clavulanate us augmentin 625mg without prescription
Nzsrtp
January 29, 2024levothroid cost synthroid 150mcg without prescription cost levothyroxine
Mgbdeq
January 29, 2024vardenafil 20mg price buy levitra 10mg pills
Mnplxi
January 30, 2024clomiphene 50mg price clomid us buy clomiphene 50mg generic
Zzwgjv
February 1, 2024semaglutide over the counter buy rybelsus without a prescription order rybelsus 14mg generic
gas pipework sizing calculator
February 2, 2024The capacity to take care of good customer support is part of the job of a gasoline engineer.
Ujgbre
February 2, 2024buy prednisone medication deltasone 5mg us deltasone 40mg ca
Ccyvfh
February 3, 2024purchase rybelsus without prescription semaglutide 14 mg pills buy generic rybelsus over the counter
Cvcozi
February 3, 2024isotretinoin 40mg for sale isotretinoin 20mg usa order isotretinoin 20mg without prescription
Adysxo
February 5, 2024ventolin 2mg canada purchase albuterol generic order albuterol 2mg for sale
Thmexf
February 5, 2024amoxicillin 500mg pill amoxil 1000mg us amoxil oral
Hupfxj
February 6, 2024augmentin 1000mg over the counter clavulanate price cost amoxiclav
Jcabsp
February 7, 2024buy zithromax 500mg generic zithromax ca buy azithromycin 250mg generic
Cshrrm
February 8, 2024levothyroxine online order buy synthroid 100mcg pills buy synthroid pills for sale
Swxqqd
February 8, 2024buy prednisolone 20mg pill where can i buy omnacortil order prednisolone 10mg pill
Miyxqy
February 10, 2024buy clomiphene medication purchase serophene online cheap clomiphene 50mg sale
Nwvzpi
February 10, 2024neurontin price neurontin 600mg cheap buy neurontin 100mg
Vzgplm
February 12, 2024buy lasix 100mg buy lasix 100mg without prescription lasix 40mg price
Caniyl
February 12, 2024overnight viagra delivery sildenafil 50mg oral viagra over the counter
Ygzdig
February 13, 2024doxycycline 200mg us purchase doxycycline for sale buy monodox for sale
Pnfras
February 13, 2024rybelsus 14 mg uk order rybelsus pill semaglutide 14 mg drug
Fnfpaa
February 14, 2024casino play free poker online games best online gambling
Atgynu
February 15, 2024buy levitra for sale levitra sale brand levitra 10mg
Ygqfxa
February 16, 2024buy lyrica without prescription lyrica 75mg generic buy pregabalin 150mg sale
Ijngbw
February 16, 2024order plaquenil 200mg buy hydroxychloroquine 200mg generic plaquenil 400mg canada
Lqukyx
February 17, 2024aristocort 10mg price buy generic triamcinolone for sale buy triamcinolone tablets
Dwsowr
February 18, 2024buy cialis 10mg online cheap cialis 20mg drug cialis 10mg brand
Blbyau
February 18, 2024clarinex generic purchase desloratadine for sale buy desloratadine tablets
Qlgvaz
February 19, 2024cenforce tablet buy cenforce for sale order cenforce sale
Mdutfb
February 20, 2024loratadine oral claritin 10mg ca buy generic claritin 10mg
Uqeqfy
February 20, 2024order generic chloroquine order chloroquine without prescription buy cheap generic chloroquine
Udusgw
February 21, 2024order dapoxetine 90mg pill purchase cytotec online cheap order generic cytotec 200mcg
Hgjwai
February 22, 2024buy generic glucophage 500mg buy glucophage 500mg pills brand metformin 1000mg
Fqwwol
February 22, 2024xenical 120mg uk purchase xenical pills diltiazem 180mg over the counter
Ndabxo
February 24, 2024buy norvasc 10mg without prescription norvasc 10mg cost purchase norvasc online
Eovpeq
February 24, 2024order zovirax 800mg cost zovirax 400mg order zyloprim 100mg generic
Zcujzh
February 26, 2024order prinivil without prescription lisinopril 5mg oral prinivil cost
Oatabp
February 26, 2024crestor 20mg price rosuvastatin tablet order ezetimibe pill
Tdqtua
February 27, 2024omeprazole 10mg uk omeprazole pills cost prilosec 10mg
Fevpoi
February 27, 2024order generic motilium buy generic motilium purchase tetracycline pill
Ctwmwj
February 28, 2024order lopressor pills order lopressor 50mg sale brand metoprolol
Tzsbfr
February 28, 2024buy cyclobenzaprine 15mg pills flexeril drug baclofen tablet
Cmdong
March 1, 2024order tenormin 100mg without prescription purchase atenolol online tenormin sale
Ckxaxh
March 2, 2024toradol 10mg pills order toradol 10mg pill order colcrys
Whmwcx
March 2, 2024generic depo-medrol online medrol generic where can i buy methylprednisolone
Vsirzo
March 3, 2024purchase inderal generic purchase plavix online cheap purchase clopidogrel generic
Yomsya
March 3, 2024my mother essay writing help with my assignment term paper service
Bcgraa
March 4, 2024buy methotrexate 2.5mg generic buy methotrexate tablets oral coumadin
Bjrqtv
March 4, 2024atorvastatin 20mg us lipitor 80mg cheap lipitor 20mg tablet
Cimfsc
March 5, 2024order meloxicam 15mg online meloxicam 7.5mg oral order celecoxib 200mg pills
Dghsep
March 5, 2024buy maxolon without a prescription losartan 25mg canada cozaar online
Knbvrn
March 7, 2024purchase tamsulosin without prescription celecoxib generic celecoxib pills
Ikopbj
March 9, 2024esomeprazole 40mg uk purchase nexium capsules topiramate 100mg cost
Txgwbj
March 10, 2024order ondansetron 4mg generic ondansetron 8mg for sale buy aldactone generic
Uhrvvl
March 10, 2024buy sumatriptan 50mg levofloxacin online order brand levaquin 250mg
Syybap
March 11, 2024simvastatin generic how to get zocor without a prescription valtrex price
Iqtftw
March 11, 2024avodart order online cost ranitidine 150mg order ranitidine 300mg pills
Kkesdb
March 11, 2024finasteride generic cost diflucan forcan online buy
Saawgt
March 13, 2024buy acillin tablets purchase penicillin pills cheap amoxil generic
Vqstly
March 13, 2024proscar 5mg pill propecia uk purchase forcan online cheap
Erqhyj
March 14, 2024purchase ciprofloxacin for sale – buy augmentin 1000mg generic buy generic augmentin over the counter
Ftvyeh
March 15, 2024buy cipro 1000mg online cheap – cephalexin 250mg brand amoxiclav medication
Qjpevy
March 15, 2024buy cheap cipro – buy cipro 1000mg generic augmentin 1000mg ca
Rlpdhr
March 17, 2024ciplox 500 mg generic – buy erythromycin 250mg without prescription generic erythromycin 250mg
Aeqixk
March 17, 2024order ciprofloxacin 500 mg without prescription – tinidazole uk where can i buy erythromycin
Seuhdw
March 18, 2024order metronidazole 200mg – zithromax tablet buy azithromycin 500mg online cheap
Cjsmgg
March 18, 2024buy generic flagyl online – generic amoxil azithromycin online order
Auzgvy
March 19, 2024ivermectin pills canada – sumycin generic buy generic sumycin 250mg
Ueofry
March 19, 2024ivermectin for humans for sale – co-amoxiclav for sale online tetracycline for sale
Qrjnpp
March 20, 2024order valtrex 500mg generic – order diltiazem generic buy acyclovir 400mg pills
Silaee
March 21, 2024ampicillin price buy acillin for sale amoxil online buy
Ydkmxm
March 22, 2024order metronidazole 400mg pill – amoxil order online purchase zithromax online cheap
Gfufph
March 22, 2024purchase metronidazole online cheap – buy zithromax tablets brand zithromax 500mg
Njhswr
March 24, 2024brand furosemide – buy candesartan pills for sale order captopril 25mg pills
Jcxqri
March 24, 2024buy lasix sale – buy warfarin 5mg generic captopril 25mg cheap
Penpdg
March 25, 2024order glycomet 500mg for sale – duricef pills purchase lincocin without prescription
Uutbql
March 27, 2024retrovir 300 mg pill – buy generic zyloprim online
Lruxpb
March 28, 2024buy zidovudine 300 mg online – zyloprim 100mg us purchase allopurinol pill
Tqpgnb
March 28, 2024buy clozapine for sale – order pepcid 20mg pill pepcid 20mg for sale
Uzdrjj
March 30, 2024order generic clomipramine 25mg – buy sinequan 75mg generic order generic doxepin
Ieyhui
March 30, 2024buy seroquel 50mg online cheap – order generic seroquel 50mg eskalith tablets
Bywsre
March 30, 2024order clomipramine 50mg sale – clomipramine 50mg without prescription order doxepin 75mg without prescription
Iwirpz
March 30, 2024purchase quetiapine – buy eskalith buy generic eskalith
Ehwulb
April 1, 2024buy atarax sale – purchase buspar buy generic amitriptyline online
Oaagvv
April 3, 2024augmentin 625mg pills – augmentin 1000mg generic buy ciprofloxacin for sale
Tijafb
April 3, 2024cost augmentin 1000mg – septra pills purchase baycip generic
Msrasr
April 5, 2024buy amoxil generic – order erythromycin 250mg pill buy cipro 500mg pill
Cqlfxr
April 5, 2024amoxicillin cost – order cephalexin 500mg pill baycip online order
Aupmfj
April 9, 2024buy azithromycin pills for sale – buy ciplox generic ciprofloxacin 500mg canada
Ojjliw
April 9, 2024buy generic azithromycin 250mg – buy floxin 200mg buy ciplox 500mg pill
Smngdp
April 10, 2024purchase cleocin for sale – cleocin 150mg generic buy chloramphenicol without prescription
Dwunvp
April 10, 2024cleocin price – clindamycin brand chloramphenicol drug
Gvtcyt
April 11, 2024ivermectin 3mg for people – order aczone for sale buy cefaclor 250mg sale
Bcwtac
April 12, 2024where can i buy ivermectin – aczone cheap cefaclor cheap
Lozcpw
April 14, 2024albuterol 4mg without prescription – promethazine 25mg without prescription theo-24 Cr brand
Mdduri
April 14, 2024order albuterol generic – buy generic allegra 120mg buy theophylline 400 mg pills
Qzachh
April 14, 2024methylprednisolone 8 mg online – buy cetirizine online buy azelastine generic
Pmoqrr
April 15, 2024buy medrol online – singulair 10mg usa order azelastine generic
Jklpwq
April 16, 2024oral desloratadine – aristocort usa buy ventolin online
Othnms
April 16, 2024desloratadine buy online – order zaditor without prescription order generic ventolin 2mg
Yaowsz
April 17, 2024glycomet 1000mg without prescription – cozaar 50mg oral order precose 50mg
Pgodcf
April 18, 2024micronase online buy – buy actos 30mg generic dapagliflozin 10mg without prescription
Tbygnc
April 18, 2024order micronase 2.5mg sale – order pioglitazone generic purchase dapagliflozin without prescription
Dfhmpg
April 19, 2024purchase glycomet pill – buy glycomet medication acarbose 50mg price
Dkqfor
April 20, 2024repaglinide 1mg canada – buy cheap repaglinide empagliflozin 10mg us
Mhznnw
April 20, 2024brand repaglinide – jardiance 25mg without prescription buy jardiance 25mg sale
Qhpyuw
April 22, 2024order generic rybelsus 14mg – desmopressin online order desmopressin sale
Pekukz
April 22, 2024semaglutide 14mg sale – buy rybelsus 14mg pill buy DDAVP generic
Uisquy
April 23, 2024buy terbinafine online – oral terbinafine buy griseofulvin for sale
Teerea
April 23, 2024order generic terbinafine 250mg – fulvicin price grifulvin v drug
Tjrcyf
April 25, 2024buy ketoconazole 200 mg pill – buy mentax cream buy sporanox 100mg online cheap
Wmtubi
April 25, 2024buy ketoconazole without a prescription – buy nizoral without a prescription buy sporanox 100mg generic
Lbzmau
April 27, 2024lanoxin 250 mg pill – buy generic furosemide for sale furosemide 40mg without prescription
Rnyqyq
April 27, 2024how to buy digoxin – order lasix 100mg pills how to get lasix without a prescription
Vrgydb
April 28, 2024lopressor online buy – buy nifedipine 10mg order adalat without prescription
Bvuqmk
April 29, 2024hydrochlorothiazide price – how to buy zebeta bisoprolol 10mg pill
Cymiwn
April 29, 2024purchase hydrochlorothiazide generic – lisinopril 2.5mg uk bisoprolol 5mg usa
Qmtiuq
May 1, 2024brand nitroglycerin – combipres without prescription diovan 160mg cheap
Hpxtke
May 1, 2024buy nitroglycerin pill – lozol online buy generic diovan 160mg
Cqrwes
May 2, 2024zocor awful – lipitor possess lipitor reckon